There isn't a community information and facts regarding a "most hdb personal loan 480 29" given that the figures are most likely a specific tackle or inner reference. The most HDB financial loan sum is just not a fixed sum but is in its place determined by several components, including the Financial loan-to-Value (LTV) Restrict, the Home loan Servicing Ratio (MSR), as well as applicant's age, revenue, and financial standing. For brand new and resale flats, the most LTV is around seventy five% of the acquisition value or valuation, whichever is lessen. The MSR ensures that regular home loan repayments will not exceed thirty% of the buyer's gross regular monthly money. An HDB mortgage has an fascination level of two.6% per annum, pegged at 0.1% previously mentioned the CPF Ordinary Account (OA) price, and the utmost tenure is capped at 25 yrs more info or up to the buyer's age of 65, whichever is shorter. To determine the maximum bank loan you can obtain, you should apply for an HDB Mortgage Eligibility (HLE) letter.